Job Description:

Management and support in overseeing of Credit Policy, Portfolio Analytics and risk framework.  Ensuring the risk and reward for lending portfolio are aligned to corporate objectives. Required checks & controls are in place for underwriting frame work of Loan Plus

Key Responsibilities:

• Assist in drafting a credit policy and underwriting standards for lending products
• Management of delegation matrix for underwriting
• Managing the credit circulars and policy changes based on analytics
• Preparation and creation of monthly MIS pack and analytics for portfolio understanding
• Verification of credit norms and process
• Imparting training to the underwriter
• Monitoring of the portfolio parameters and defining the same in the system
• On-going System Testing
• Participate in projects as and when required.
• Single point contact for Risk support and updated market information.

Qualifications, Experience & Skills:

• University degree in finance.
• Financial Risk Management Certificate would be an advantage
• Minimum of 3-5 years’ experience in Corporate and Consumer Lending environment in underwriting roles in UAE
• Excellent analytical ability with advance knowledge of MS Excel and Database structures
• Good Understanding of Credit Policies for Lending to Consumers
• Good understanding of banking processes

KGM

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